Find the line. Put the address into FEMA’s Flood Map Service Center (opens in a new tab). You’ll see the effective flood map for that spot, panel and date included.
Crowley · Texas
Real estate careers in Crowley, TX
On 60 Crowley lots, by our count, the flood line on the seller’s disclosure isn’t a quick “no.” Know which ones before the buyer’s side asks.
TREC’s form asks whether a property is wholly or partly in the 100-year floodplain, and its footnote ties high-risk flood zones to required flood insurance on federally regulated or insured mortgages. We counted the single-family lots on Tarrant County’s roll for Crowley against FEMA’s flood map: 60 of 6,524 touch it, fewer than one in a hundred, and we found none wholly inside it.
6th Ave Homes made this count. We’re a brokerage based in Fort Worth that also designs and builds homes, and we hire agents. Every source is listed at the end of the page. Checked October 17, 2026.
The count
Crowley’s single-family lots on FEMA’s flood map
FEMA’s flood map draws a 100-year floodplain through parts of Crowley. We laid the 6,524 single-family lots on Tarrant County’s appraisal roll for Crowley over that map and checked each one.
- 6,524
- single-family lots we counted
- 60
- touch the 100-year floodplain
- 4
- sit half or more inside it
- 0
- wholly inside it, that we found
enlarged 60 of 6,524 Each square is one in a hundred of the lots we counted. The lots that touch the floodplain fill less than one.
135 lots carry some 500-year floodplain, the form’s next box. We measured this one on the grid only.
So on most Crowley listings, the floodplain line on the form has a short answer. On 60 lots, it takes a look at the map, and a lot isn’t a house.
The form
The floodplain question on the Texas seller’s disclosure
- Located wholly partly in a 100-year floodplain (Special Flood Hazard Area-Zone A, V, A99, AE, AO, AH, VE, or AR)
- Located wholly partly in a 500-year floodplain (Moderate Flood Hazard Area-Zone X (shaded))
The seller fills in this notice, and the question has two boxes, not one. TREC’s form defines the 100-year floodplain as land that FEMA’s flood map marks as a special flood hazard area. So a lot can be partly in it with the house itself outside.
The same item asks about flood insurance the seller carries now and about past flooding, and the next two ask about flood claims and FEMA or SBA help. TREC’s footnote says why buyers care:
“Homes in high risk flood zones with mortgages from federally regulated or insured lenders are required to have flood insurance.”
If the buyer is yours, they’ll ask you what “partly” means. If the listing is yours, the seller will ask you which box. Either way, the map answers it, and the next section shows you where.
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On the map
How to check a Crowley lot against the flood map
One public map shows the line. A FEMA letter settles the house.
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Find where the house sits. If the line crosses the lot, the house is its own question. FEMA answers it by letter: a Letter of Map Amendment (opens in a new tab) for a structure on naturally high ground, a LOMR-F for one raised on fill. Ask the seller whether one exists.
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Pass along the map, not a verdict. Send your buyer the FEMA link and any letter the seller has. The call on risk is theirs.
Selling in Crowley with us
Working in Crowley as a 6th Ave Homes agent
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Your questions on real estate careers in Crowley
Is Crowley, TX in a flood zone?
Parts of it are. FEMA’s flood map runs a 100-year floodplain through the city. Of the 6,524 single-family lots Tarrant Appraisal District lists for Crowley, we counted 60 that touch it and 4 that sit half or more inside it.
What does “partly in a 100-year floodplain” mean on the seller’s disclosure?
“Partly” is the box for a property with only some of its land in a special flood hazard area, which the form spells out as FEMA zones A, AE, AH, AO, AR, A99, V and VE. That area is what TREC calls the 100-year floodplain.
Does a house in the floodplain need flood insurance?
TREC’s form notes that a home in a high-risk flood zone with a mortgage from a federally regulated or insured lender must carry flood insurance. FEMA adds that once a map amendment takes a structure out of the special flood hazard area, the federal insurance requirement may no longer apply.
How can I check whether a Crowley address is in the floodplain?
Search the address in FEMA’s Flood Map Service Center. You’ll see the effective map for that spot. Whether the house itself sits above the flood level is a separate question, answered by an elevation certificate or a FEMA letter.
What’s the difference between the 100-year and 500-year floodplain?
On TREC’s form, the 100-year floodplain is the special flood hazard area, with a one percent chance of flooding in any year. The 500-year floodplain is shaded Zone X, a two-tenths of one percent chance. We counted 135 Crowley lots with some shaded Zone X on them.
How fast do I get NTREIS MLS access with 6th Ave Homes?
As soon as you sign up. We’re an NTREIS MLS Participant.
Is 6th Ave Homes active in Crowley?
Yes. We’re doing projects in Crowley. Join us, and our designers, drafters and builders become a resource for you and your buyers and sellers. When a client of yours hires us and that project wraps, you earn a referral bonus.
Checking our work
How we counted Crowley’s lots against the flood map
6,524
Single-family lots, Tarrant County’s roll for Crowley
Nobody publishes this count, so we made it. We took every Crowley lot that Tarrant Appraisal District codes as a single-family home, 6,524 of them, and checked each one against FEMA’s flood map three ways: whether the lot touches the floodplain at all, how much of the lot it covers on a fine grid, and whether the lot’s center point falls inside it. The three agree on the four lots that sit half or more inside it. Six lots meet the line at their edge or hold a sliver too thin for our grid to measure, which is why 60 touch it and 54 have floodplain we could measure inside the lot line.
Three things this count can’t do. It can’t tell you whether a house is in the floodplain; an elevation certificate or a letter from FEMA settles that. It can’t replace the map, which FEMA revises; the panels over and around the lots we counted took effect between September 2009 and March 2019. And it says nothing about flood risk beyond the line itself. It tells you which lots the line crosses.
Gaps
- Crowley homes in Johnson County. Part of the city sits across the county line, and those lots aren’t on Tarrant’s appraisal roll, so they aren’t in this count.
- Which houses, not lots, are in the floodplain. That takes a FEMA letter or an elevation certificate, address by address.
- How many Crowley homes carry flood insurance or have flooded. We found no public count for the city.
Sources, all read October 17, 2026
- Tarrant Appraisal District parcels, as published in the City of Fort Worth’s GIS (PARCELS layer) (opens in a new tab)
- FEMA National Flood Hazard Layer, Flood Hazard Zones (opens in a new tab)
- FEMA National Flood Hazard Layer, FIRM Panels (opens in a new tab)
- TREC form 55-1, Seller’s Disclosure Notice (PDF) (opens in a new tab)
- FEMA Flood Map Service Center, address search (opens in a new tab)
- FEMA, “Change Your Flood Zone” (LOMA and LOMR-F) (opens in a new tab)
- U.S. Census Bureau TIGERweb, Incorporated Places and Counties (opens in a new tab)
Be the Crowley agent who knows the flood line and has a design team behind you.
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